Your Money, Finally Under Control.
Moneyey is a private, on-device budgeting app that splits your money into purpose-built buckets and forecasts your cash flow — so you can see a shortfall coming weeks before it happens. Your data never leaves your phone. And when you need guidance, the built-in AI assistant is ready to help.
Everything You Need to Budget Better
Simple to use. Powerful in practice. Designed for real life.
Bucket-Based Budgeting
Split every account into Obligations, Personal, and Savings buckets. Bills and debts draw only from what you’ve set aside for them — so spending money and safety money never get mixed up.
Cash-Flow Forecast
Moneyey projects your obligations balance forward across the months ahead and flags the exact date you’d dip into the red. See the shortfall early, while you still have time to act.
Deficit Detection
Recurring bills, loans, and income are mapped onto a single timeline. The moment your obligations balance is set to drop below zero, the dashboard turns red and tells you when — no guesswork, no surprises.
Bills, Loans & Receivables
Set up recurring bills and loans once, then record each payment at its actual amount. Past payments are locked history. Log money you’ve lent and track when it comes back.
Savings Goals (Wish List)
Save for a trip, an emergency fund, or a big purchase. Set a target and date for each goal and watch a clear green / amber / red status show whether you’re on track.
Private by Design
Your data stays on your device — no accounts, no bank connections, no selling your habits. Optional encrypted Google Drive backup is there only if you want it.
Multiple Accounts
Track your cash, bank, and e-wallet accounts separately — each with its own buckets and balance. Switch between them instantly and see your total net balance at a glance.
Income Tracking
Log one-time and recurring income sources. Mark each payment as received at its actual amount and watch your balances update in real time — including where the money lands.
Spending Insights
Visual breakdowns by category show exactly where your money goes. Income vs. expense charts and period filters let you spot patterns across any time range.
Financial Health Score
Four indicators — savings rate, obligation ratio, expense ratio, and cash-flow trend — combine into a single score that tells you, honestly, how your finances are doing.
Monthly Budgets
Set a spending limit per category and track how close you are throughout the month. A clear progress bar shows where you stand before you overshoot.
Secure & Portable
Lock the app with your PIN or biometrics so only you see your numbers. Export your full dataset anytime — every account, transaction, and payment history in one file — and import it back in seconds.
See Your Finances Clearly
The Moneyey dashboard puts your most important numbers front and center — total balance, bucket breakdown, savings goals, budget status, and what’s coming up next — so you’re never in the dark about your money.
No subscriptions. No bank connections required. Just open the app, log your activity, and watch your financial picture come into focus.
Your Personal Money Coach,
Built Right In.
Ask AI is the Moneyey assistant that’s always ready to help — whether you’re new to budgeting or just need a quick answer. Ask how to track a loan, build a savings goal, or get tips on spending less. It speaks your language and gets straight to the point.
Premium users get an even smarter assistant with deeper guidance and personalised tips.
Common Questions
Everything you want to know before you download.
Is Moneyey free?
Yes — completely free to download and use. All core budgeting and expense tracking features are included at no cost.
Do I need to link my bank?
No. Moneyey uses manual entry so you stay in full control. You add your transactions — Moneyey organizes and analyzes them.
Is my financial data secure?
Completely. All data is stored locally on your device. We don’t collect, upload, or sell your financial information — ever.
Start Budgeting Smarter Today.
Join thousands of people who use Moneyey to track spending, hit savings goals, and stress less about money. Free to download, no strings attached.